Buying a new home, either your first or your tenth, is always exciting. The prospect of finding the right home at the right price is like an adventure. The best away to start an adventure, however, is to have a plan in place. The following three house hunting tips will help you make all the right choices as you go on the quest for your perfect new home.
Before you even begin to actively search for a home, you should examine the different types of financing available to you. It is also a great idea to get pre-qualified for a mortgage before you start home shopping. The financial experts at LowVARates.com have said that people with pre-qualifications are seen as more qualified buyers allowing sellers to more openly negotiate with the buyer for a great deal. With interest rates so low, it is also a great idea to try and get a rate locked for 30 days while you look for a home. Whatever you do, make sure you are looking for the best deal for you and your personal financial situation. Don’t take the first deal you see—shop around to find low VA rates, low interest rates, no down payment requirements—whatever is going to be the best deal for you.
Make a list of everything that your new home must have, everything that would be nice if it did have, and everything that does not really matter. Here’s an example of what you might want to put on the list to get you started. If you are purchasing the house with your spouse, make sure that both of you agree with this list. This list will reflect what is most important to you and will help you narrow your search. It will also help ensure that you really get what you want. It is smart to nail down these specifics before you start looking. It makes the process go more smoothly if you know what you want.
When you are looking at a house that you are considering purchasing, make sure that you are nosey on your final visit before you make an offer. Look under the kitchen sink can bathroom sink cabinets for water stains. Turn on faucets and examine water pressure, how long it takes for water to heat, and how quickly the water drains. Look at the corners of the walls near the ceiling for stains or issues with the paint, it could be a sign of a leaky roof. If a throw rug or area rug seems really out of place with the décor, ask to see the flooring underneath. Look at the doors and windows to see if they look straight and if there are any large gaps. Turn on the air conditioning and heating units to ensure they work. Open the garage door. You may be seen as nosey, but the last thing you want is to move into the perfect home and discover there is thousands of dollars’ worth of repairs waiting for you. If you are really concerned, you may want to have a home surveyor come and inspect the house to make sure you aren’t getting ripped off.
Following these simple steps will make your adventure successful in finding your new home. The most important things to remember when house hunting are: be rational and to take your time whether you are looking alone or with a real estate agent. This is a big decision and shouldn’t be rushed. If you do adequate research and make a solid plan before you start, you will be able to approach the house buying process with a clear mind.
Article and insights provided by Dixie Somers.